Senior Expert, Fraud Risk Management

Job Purpose

1. General: Responsible to develop and implement solution/strategies for fraud risk  risk for the purpose of preventing and reducing fraud  risk of the whole bank

2. Specialization: Responsible for risk types that being assigned to manage

Key Accountabilities (1)

1. Develop and propose anti-fraud  programs and strategies that prevent/reduce fraud  risk, including: (i) identifying potential and inherent fraud  risk, (ii) developing a program that works to detect and prevent suspected fraud  risk to the business, (iii) propose the solution to mitigate and manage risk included prevention, identification, investigation and monitoring/ assessment, ensure comprehensive risk management implementation.
2. Oversee and oversight the design and implementation of anti-fraud  programs and control. Recommend enhancement of existing controls or mitigating fraud  risk controls for implementation, based on ‘anti-fraud  control’ gaps detected
3. Enable continuous monitoring of controls/prevention activities/detection activities using technology; and/or, perform forensic data analytics of transactions periodically at the process level to alert of fraud  signals
4. Assist in the investigation of cases of alleged or confirmed fraud  and Incorporate identified fraud  risk and schemes based on findings from investigation

Key Accountabilities (2)

5. Direct and perform data/statistical analysis to identify areas of potential fraud  risk and make recommendation on fraud  trends as well as recommend appropriate risk mitigation measures.
6. The main focal point for portfolio management report & fraud  risk management status of the whole bank.
7. Identify fraud  risk and schemes based on findings from investigation to develop and enrich the fraud risk  taxonomies and collaborate with ORM to develop fraud  risk management framework, governance policies, procedures, process and operating models to manage risks effectively and consistent with operational risk management policy.
8. Ensuring fraud  rules/policies are deployed in supporting risk management systems/solutions as per bank’s requirements.

Success Profile - Qualification and Experiences

Experience:
- At least 10 years of relevant work experience and at least 04 years of people management experience
Expertise
- Understanding the TCB system
- Understanding the company's products and services
- Understand the rules and operating procedures in the unit
Qualifications:
- Having a university degree or higher.
- Foreign languages according to TCB's policies