Officer, Payment, Trade Finance and Treasury Services (40000134)

Job Purpose

Control, approve transactions, accounting, work performed at Payment and Trade Finance

Key Accountabilities (1)

1. Strictly comply with the Labor Regulations and information security of the Bank
2. Identify, evaluate, report and coordinate coordinate in overcoming operational risks and problems arising in the implementation process
3. Perform training for personnel in the assigned profession
4. Participate in building regulations, processes, professional instructions.
5.Coordinate the implementation of consultancy activities, professional guidance and training for units in the whole system.
6. Perform other relevant tasks as requested by Manager /Senior Manager /Director , Payment and Trade Finance / Head of Payment and Trade Finance

Key Accountabilities (2)

1) Check credit conditions, business conditions and issuing / changing / canceling letters of credit for imported goods / guarantees of the whole system; Endorsement, issuing guarantee for receipt of goods, checking import documents by LC methods, collection request, L / C payment, payment of assistance for collection (DP/DA) and other handling and accounting requirements related operations of the entire system in the scope of authorization
2) LC Announcement / Guarantee, LC assignment; LC transfer payment; revenue accounting; examination and Checking documents, examination of credit conditions, professional conditions, conducting discount disbursement and other related trade finance operations such as LC confirmation, factoring, ... ) in accordance with the Bank's regulations
3) Input, control, approve transactions
-  Outgoing international remittance,domestic payment  and related investigation, Incoming international remittance, domestic payment  and related investigation;
- Informations relating to anti money laundering  and control and principles of warning about anti money laundering prevention and control; 
- Informations relating customs clearance and compliance principles of customs clearance 
- Directly contact customers to inform errors and provide transfer guidance and advice
- Manage the operation of the system's Western Union remittance and receipt service, and support the deployment of new transaction points
- Correspondent Banks: RMA, Bank ID, the client's MT940 sub-book service on T24, the Bank codes used for interbank payments.
- Fee code on T24 and fee reduction mechanism according to assigned business programs
- Approval limit on T24 according to the authorization decision of each individual in the Payment & Trade Finance department
4. Directly performing the treasury operation tasks:
+ Making and controlling transaction documents, accounting / accounting approval (if necessary), transaction verification (validate) and transaction payment; ensure transactions are updated on the system and managed in accordance with Techcombank’s regulations and guidelines. 
+ Controlling and resolving problems related to operations of FX, MM, Derivatives and  valuable document transactions. 
+ Drafting contracts, accounting and paying for corporate bond purchase and sale transactions; carrying out procedures related to collateral; 
+ Place buy/sell orders on HNX (listed bonds), transfer valuable documents (unlisted valuable documents)

Key Accountabilities (3)

5). Check and compare 
- Ensure transaction sufficiency across department system (volume, amount).
- Transactions arising on the internal intermediary account
- Report data under the scope of implementation at the department
- Monitor investment nostro accounts, compare transactions made by branches related to GTS
- Prepare reports according to management requirements: due source report, HNX order placement report, end-of-day control report, other reports according to each operation
6) Other
- Coordinate with the Center for Capital Management and Transactions in the Financial Market to regulate and use the funds on liquid Nostro accounts of Techcombank Head Office
- Control the quality of instruction guidance through the Call Center/customer service support email by the department in charge

Key Relationships - Direct Manager

Manager, Payment Trade Finance and Treasury Service

Key Relationships - Direct Reports

None

Key Relationships - Internal Stakeholders

Branches; GTS Product Division and Business Divisions; GTS Customer Service Division; 
 Product design department of Operations Division; System Automation Division of Technology Division; Legal Division of CA Division; Policy and Tax Division of Finance Division.

Key Relationships - External Stakeholders

State Bank of Vietnam, Bank of Vietnam Exchange, NAPAS, Stock Exchanges; Depository companies; Securities brokerage companies; Agency banks and other credit institutions; Swift Organization; Western Union Company; Auditing companies; Techcombank's customers.

Success Profile - Qualification and Experiences

Degree/Profession:
• Bachelor degree with major in: economics, finance, banking, foreign trade …
Have at least 1 years of experience in the same professional field
Foreign Language (Chinese): According to the Techcombank's policy